In today’s fast-paced world, owning a smartphone is no longer a luxury but a necessity. With technological advancements, even budget smartphones offer impressive features catering to various needs. For those looking to upgrade or get a new phone without the burden of a one-time payment, buying a phone on EMI (Equated Monthly Installments) is an excellent option. This guide explores the top 10 budget phones you can buy on EMI in 2024, ensuring you get the best value for your money.
Redmi 12 5G
The Redmi 12 5G is a powerhouse in the budget segment. It combines robust performance with affordability, making it an excellent choice for budget-conscious buyers.
Key Features
- Display: 6.7-inch Full HD+ display
- Processor: Qualcomm Snapdragon 695
- RAM: 6GB
- Storage: 128GB, expandable up to 512GB
- Camera: 50MP primary, 8MP ultra-wide, and 2MP macro
- Battery: 5000mAh with 18W fast charging
- Connectivity: 5G support
Purchasing the Redmi 12 5G on EMI allows you to enjoy its advanced features without straining your budget. Flexible EMI plans allow you to spread the cost over several months, making it more manageable.
Micromax IN 2c
Micromax IN 2c is a budget-friendly smartphone with decent everyday specifications.
Key Features
- Display: 6.52-inch HD+ display
- Processor: MediaTek Helio G35
- RAM: 3GB
- Storage: 32GB, expandable up to 256GB
- Camera: 13MP dual rear camera
- Battery: 5000mAh
With its low price and decent features, the Micromax IN 2c is ideal for those on a tight budget. Opting for EMI makes it even more affordable, as you can pay in small, easy installments.
Samsung Galaxy M15 5G
The Samsung Galaxy M15 5G is a feature-rich smartphone that brings the power of 5G to the budget segment.
Key Features
- Display: 6.6-inch Full HD+ display
- Processor: Exynos 1280
- RAM: 6GB
- Storage: 128GB, expandable up to 1TB
- Camera: 48MP primary, 5MP ultra-wide, and 2MP macro
- Battery: 6000mAh with 25W fast charging
- Connectivity: 5G support
The Galaxy M15 5G offers exceptional value with its 5G connectivity and robust features. Purchasing it on EMI helps you enjoy Samsung’s quality without a significant upfront investment.
iQOO Z9x 5G
iQOO Z9x 5G is designed for performance enthusiasts who want a budget-friendly 5G smartphone.
Key Features
- Display: 6.58-inch Full HD+ AMOLED display
- Processor: Qualcomm Snapdragon 750G
- RAM: 6GB
- Storage: 128GB, expandable up to 512GB
- Camera: 48MP primary, 8MP ultra-wide, and 2MP macro
- Battery: 4500mAh with 33W fast charging
- Connectivity: 5G support
With high-end features at an affordable price, the iQOO Z9x 5G is perfect for tech-savvy users. Choosing an EMI plan makes this high-performance device accessible without breaking the bank.
Realme Narzo 70x 5G
The Realme Narzo 70x 5G offers a great combination of performance and style, making it a popular choice in the budget segment.
Key Features
- Display: 6.5-inch Full HD+ display
- Processor: MediaTek Dimensity 720
- RAM: 4GB
- Storage: 64GB, expandable up to 256GB
- Camera: 48MP primary and 2MP depth sensor
- Battery: 5000mAh with 30W fast charging
- Connectivity: 5G support
The Realme Narzo 70x 5 G’s impressive specs and affordable price make it an intelligent choice. Opting for an EMI plan allows you to enjoy its features while managing your finances effectively.
Redmi 13C 5G
Redmi 13C 5G is a value-for-money smartphone that delivers a balanced performance suitable for everyday tasks.
Key Features
- Display: 6.6-inch HD+ display
- Processor: MediaTek Dimensity 700
- RAM: 4GB
- Storage: 64GB, expandable up to 512GB
- Camera: 50MP primary and 2MP macro
- Battery: 5000mAh with 18W fast charging
- Connectivity: 5G support
Redmi 13C 5G provides essential features at an affordable price. Purchasing it on EMI allows you to spread the cost, making it easier to fit into your budget.
Motorola Moto G84
The Motorola Moto G84 is a reliable budget smartphone with a clean Android experience.
Key Features
- Display: 6.4-inch Full HD+ display
- Processor: Qualcomm Snapdragon 662
- RAM: 4GB
- Storage: 64GB, expandable up to 1TB
- Camera: 48MP primary and 8MP ultra-wide
- Battery: 5000mAh with 20W fast charging
The Moto G84 is known for its durability and smooth performance. An EMI option makes it more accessible, allowing you to enjoy a quality smartphone without a large upfront payment.
Samsung Galaxy A23 5G
Samsung Galaxy A23 5G offers premium features at a budget price, making it a compelling choice for budget-conscious buyers.
Key Features
- Display: 6.5-inch Full HD+ display
- Processor: Qualcomm Snapdragon 750G
- RAM: 4GB
- Storage: 64GB, expandable up to 1TB
- Camera: 50MP primary, 5MP ultra-wide, and 2MP macro
- Battery: 5000mAh with 25W fast charging
- Connectivity: 5G support
The Samsung Galaxy A23 5 G’s impressive specs and Samsung’s brand value make it a great buy. EMI options ensure you can enjoy these features without a significant financial outlay.
OnePlus Nord CE 3 Lite 5G
The OnePlus Nord CE 3 Lite 5G is a budget-friendly device that brings OnePlus’s quality and performance to a broader audience.
Key Features
- Display: 6.43-inch Full HD+ AMOLED display
- Processor: Qualcomm Snapdragon 690
- RAM: 6GB
- Storage: 128GB, expandable up to 256GB
- Camera: 64MP primary, 8MP ultra-wide, and 2MP macro
- Battery: 4500mAh with 30W fast charging
- Connectivity: 5G support
The Nord CE 3 Lite 5G offers a premium experience at a budget price. Buying it on EMI allows you to manage expenses while enjoying a high-quality smartphone.
OPPO A78 5G
The OPPO A78 5G is a stylish and powerful smartphone that caters to budget-conscious consumers.
Key Features
- Display: 6.5-inch Full HD+ display
- Processor: MediaTek Dimensity 700
- RAM: 4GB
- Storage: 64GB, expandable up to 256GB
- Camera: 48MP primary and 2MP depth sensor
- Battery: 5000mAh with 18W fast charging
- Connectivity: 5G support
The OPPO A78 5G offers a blend of style and performance. Opting for EMI plans makes it easier to afford, ensuring you get a high-quality phone without a hefty initial payment.
Flexible Financing with HDB Financial Services
Now, owning a phone is more accessible than ever, thanks to HDB Financial Services. Here’s why you should consider financing your phone purchase with HDB’s Consumer Durables Loan:
- No-cost EMI: HDB Financial Services offers no-cost EMI options, allowing you to purchase the phone without additional costs.
- Low Down Payments: Say goodbye to hefty upfront payments. HDB provides low down payment options, making it easier for you to own this exceptional device.
- Minimal Documentation: The paperless application process requires minimal documentation. To get started, just upload soft copies of your documents.
- Instant Approvals: Skip the long approval processes. HDB Financial Services ensures instant approvals, allowing you to get a phone on EMI quickly and effortlessly.
- Zero Security Deposit: HDB’s unsecured Consumer Durables Loan does not require a security deposit or collateral, making the process convenient and straightforward.
Choose HDB Financial Services as your trusted partner to finance your phone purchase and experience the future of connectivity without financial constraints.
Conclusion
Buying a phone on EMI is an intelligent way to get the latest technology without damaging your finances. Whether you’re looking for powerful performance, excellent cameras, or 5G connectivity, the above options provide great value. Remember, even if you’re considering an iPhone on EMI, these budget alternatives can offer similar features at a fraction of the cost. Explore various EMI plans with HDB Financial Services and choose the one that best suits your financial needs.
